Panuorin mo po ito para mas maintindihan mo kong ano ba ang features ng Kaiser Long-Term Healthcare?
ALAM MO BA?
...na ang kakulangan sa Healthcare ang isang malaking rason kaya nalulubog sa utang ang isang pamilya?!
Unfortunately...
• nare-Realize lang ng karamihan na napaka-IMPORTANTE ng Healthcare kapag may sakit na, nasa hospital na, o nag-retire na.
• Medical costs double every 5 to 7 years.
• Maraming doctor at maraming gamot, pero bakit namamatay ang pasyente? Madalas, dahil WALANG PERANG pampagamot!
Sino ba si kaiser?
Kaiser International
Registered with the Securities and Exchange Commission(SEC) on June 8, 2004 as a Health Care Provider with an Authorized Capital Stock of Php160 M.
duly accredited with the department of Health (DOH) Bureau of Health Facilities and Services.
listed in HMO
is trusted HMO provider of the two main branches of our government - The Supreme Court for the Judiciary and the House of The Representatives f or the Legislative.
Secure ba si Kaiser baka mag-sara bigla?
halus 51% ng bayad ng mga planholders ay automatically napupunta sa Trust Funds as required by government at hindi pwedeng galawin ng Kaiser da hil ito ay nakalaan sa future claims ng mga planholders. Ang trust fund ay pinamamahalaan ng 2 internationa l banks ING Bank (Netherlands)at Deustche Bank (Germany)
ang 49% naman ay napupunta sa Investment ( Soldivo Funds / Mutual Fu nds.)
Anu ang mga Benipisyo sa Kaiser ?
Healthcare - Lifetime
Life Insurance - Ang Term Insurance amount ay mag X2 ang halaga kung ang sanhi ng pagkamatay ay aksidente.
Investment - hanggang sa pagtanda mo or kapag nagretiro mo may aasah an kang pera or pensyon.
Meron ding family assistance
7 taon kalang maghuhulog pero tuloy tuloy padin ang benepisyung maku kuha mo.
Marami ka pang dapat malaman lalong lalo na sa mga benepisyu na makukuha mo.
Contact me thru this number 09951225208 or message me @ m.me/FromSpenderToSaverNow
There are 3 Kinds of Healthcare
Short-term healthcare, Long-term healthcare, and Senior Care.
Short-term Healthcare
Ito ang healthcare na binabayaran taon-taon up to age 60 (magamit man natin o hindi).
Kapag nagpa-check up tayo o na-confine, sagot ng healthcare company ang bill natin. Kapag hindi natin nagamit, hindi carried over ang benefits the following year.
Kung empleyado ka, binabayaran ito ng kumpanya HABANG nagta-trabaho ka pa. Oras na mag-resign ka, o mag-retire na, hindi ka na covered.
Tanong: Kailan lumalabas ang mga mas seryosong sakit - habang bata, o kapag tumanda na tayo?
Senior Care
Ito naman ang yearly healthcare for Seniors age 60 pataas.
Since alam ng healthcare companies na madalas nang magkasakit ang mga Senior, ito ang pinakamahal na healthcare.
Long-term Healthcare
Ito ang healthcare na pwede nating simulan habang bata pa tayo, o habang hindi pa tayo Senior (10 to 60 years old).
Ito ang pinakamurang healthcare dahil pitong (7) taon lang nating huhulugan, pero covered tayo hanggang pagtanda.
BAKIT MAGANDANG KUMUHA NG KAISER LONG-TERM?
This is one of the best starting saving solution for a person who wants to prepare for the future. Kasi this is something you get when you are young and healthy (very affordable siya para sa lahat), because you know someday (ayaw mo man aminin or tanggapin) lahat tayo tatanda at maging masakitin na.
Healthcare
SHORT-TERM + LONG-TERM HEALTHCARE.
Kung magkasakit tayo NGAYON o pagdating ng ating SENIOR Citizenship, pwede nating gamitin ang Kaiser in all accredited clinics and hospitals nationwide.
Life Insurance
Covered tayo with Life and Accidental Insurance for 20 years, in case of untimely death.
In case the insured passes away during the paying period of 7 years:
1) The remaining installments will be waived.
2) The beneficiaries will receive the insurance proceeds.
3) At malilipat kay Beneficiary #1 ang policy. Siya na ang bagong owner of the plan. Wala na siyang babayaran. All investment and healthcare benefits, siya na ang makakagamit at makakakuha.
Investment
Ito lang ang Healthcare Plan na nire-Reward tayo kung hindi tayo nagkakasakit. The Healthier we are, the Better because the More our INVESTMENT GROWS.
Once our plan matures at the end of 20th year, pwede natin i-withdraw, o iwanan lang ang pera para tuloy-tuloy lumago for our Long-term healthcare needs, or source of Retirement Fund (Passive Income).
Ang KAISER SAVING PLAN ay 20 years plan, meaning 7 years lang mag-iinvest and 13 years of waiting for the Maturity.
Meron kang benefits ng Long term Healthcare na pwede mong magamit khit beyond 100 years old ka na. No traditional HMO will cover you kapag retired ka na, only Kaiser Longterm Healthcare.
Once nag-start ka ng Kaiser, automatic insured ka na ng Term Insurance nito and just in case mawala ang Policy Holder makukuha ng beneficiaries ang Instant Money from the Insurance, Waived na din ang Kaiser Plan, ibig sabihin wala ng iintindihin ang Family. Plus magagamit pa nila yung Health Benefits at makukuha pa nila ang money sa Maturity.
Sa 20th year or sa Maturity makukuha na good as cash ang Investment. Depende sa kukunin na Plan kung magkano ang Maturity nito and option mong kunin ang Fund or Hindi. Kapag ni-retain mo lang ang Funds after the Maturity kumikita pa ito ng 6-10% per year.
